The Law Offices of Robert J. Fenstersheib & Associates, P.A.

The Law Offices of Robert J. Fenstersheib and Associates, P.A., handles foreclosure defense and would like to try to help you keep your home. As your law firm we’ll provide free consultations and legal representation at reasonable rates and we will attempt to
do the following:
• Stop or postpone your foreclosure
• Request time for you to refinance or sell your home
• Negotiate a payment workout, if possible

Call 1-800-LawMan-8 NOW!

If your Lender is trying to take your home and has sent you a 20-day summons to respond warning you of the possible foreclose - DO NOT PANIC! You have to act fast to avoid possibly losing your home, don’t ignore the letter — contact your lender, or have a lawyer do it for you and explain your personal circumstances. If you wait too long, you may not be able to stop the process. Stay in your home while this process takes place and do not abandon your property.

You may be able to avoid foreclosure, even if you have fallen behind on your payments. Contact The Law Offices of Robert J. Fenstersheib and Associates, P.A., to arrange a free consultation with one of our foreclosure attorneys.

Foreclosure and how you can try to avoid it.

Have you received a notice of foreclosure proceedings? Are you a homeowner facing rising interest rates or have you lost your job and can’t make your mortgage payments? If you are unable to make your payments or pay your real estate taxes, you may think that bankruptcy or foreclosure are your only choices. Think again... The Law Offices of Robert J. Fenstersheib and Associates, P.A., may be able to help you keep your house and rebuild your credit.

It is important to know that the bank does not want to own your property and the mortgage holder may be willing to negotiate to avoid foreclosure on your home. Let us explain your rights and legal options. The Law Offices of Robert J. Fenstersheib and Associates, P.A.,
have experience in the mortgage and financial industries and want to try and help
you avoid foreclosure.

Possible strategies:
• Identify possible predatory lending practices
• Possible Dismissal of Foreclosure for fraud based
  on initial lenders predatory lending conduct
• Counterclaim for damages from predatory lending
• Negotiating with your lender to have the payments lowered
• Negotiate to have your interest rate reduced
• Refinancing your house or look for alternate sources of funding, including HUD
• Sell your property in a pre-foreclosure sale — this will help save your credit rating and keep
  any equity you have in the house
• Negotiating a deed-in-lieu of foreclosure — give your property back to the lender and save   your credit rating
• Forbearance Plan — Payment arrangements plan to eliminate arrears over a limited
  period of time
• FHA Partial Claim-Government program whereby H.U.D. picks up bulk of the arrears
  as an interest-free loan

Call The Law Offices of Robert J. Fenstersheib and Associates, P.A., NOW, at
1-800-LawMan-8 and talk to an experienced lawyer as soon as possible to see if
you can avoid foreclosure.

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