Insurance companies are mainly interested in protecting their own vested interests and bottom lines, and paying out any claim in full is detrimental to their profits. So when dealing with insurance companies, it is important to understand how they work, so you can get the settlement you deserve.
Simply stated, insurers make money in part by denying you benefits, so the insurance adjustor is not necessarily your friend – his primary role is to keep the insurance company’s payment as low as possible. He may try to discourage you from seeking medical care, or he may tell you that rental car coverage is limited to a set number of days. In most cases, this is not true, and if you are not at fault, you are entitled to have all of your reasonable damages and expenses covered. You are also not required to give the at fault insurance company’s adjustor a statement or a medical authorization. However, you are required to provide your insurance company a detailed statement.
If you have been involved in an accident and feel that you are not being treated fairly by your insurance company, contact the Fenstersheib Law Group, P.A., toll-free, at 1-800-TellRobert. We have over three decades of experience in vehicle accidents, slips and falls, and personal injury cases, and we will evaluate your options free of charge and advise you of the necessary steps to secure your legal rights. Our phones are answered 24 hours a day, 7 days per week.